skip to content »

Is postdating a check illegal in colorado

is postdating a check illegal in colorado-26

You postdate a check by writing a future date on it.

While it's best to avoid postdating checks so you don't run the risk of getting hit with bounced check fees, you can contact the bank with a written or verbal request to hold the check until the future date.Punishment for perpetrators varies from state to state, but includes fines, probation and imprisonment, depending on the severity of the fraud, as well as restitution to the person, people or entity defrauded.If you want to write a postdated check just hoping it won't be cashed before a certain date, check your state's law first.So, if you've postdated a check, and the payee cashes the check, that's the date the funds will be taken from your account - - or if there are insufficient funds, then you'll be in hot soup.And no, it's no longer a defense to the principle amount and the INF fees to say, "Well, it was postdated!You can land in legal trouble if you intentionally postdate a check knowing there will be no money in your account or the account will be closed by the check's date.

To defraud someone in such a way for goods and services is illegal in all states.

I have done so, but my confusion is that she said that post dating a check is illegal.

I don't see how this could be true, so I thought I'd run it by this board and see if my instinct is right and that she's just trying to scare me. She didn't tell me the date I had written, but I would guess that I had combined the month the rent was due (February) and the day I wrote the check (the 27th) to create a whole new date. Also, she made it clear that my checks are to be dated the date rent is due every month.

Since it requires the bank to take similar steps to a stop-payment on a check, the bank might charge you a fee for requesting that it ensures postdated checks are held until the right date.

Most state laws say that if you notified your bank about a post-dated check in writing a reasonable time before it receives the check, your bank is legally required to honor your request for six months or the bank will be liable for your fees.

There is a down side to accepting post dated checks...